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1 rujna 2023

DiscussIT: Banks are facing the biggest transformation yet

Leading people from the world of finance and IT gathered at a Combis panel ‘Discuss IT – Innovations for a Better Society’.
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The financial sector is moving towards more intensive adoption of technological innovations, and together with the COVID-19 pandemic, which is intensively changing people’s habits, this will strongly influence the transformation of financial industry in the years to come. That was the main message of the online panel ‘DiscussIT’ organized by the IT company Combis.

In a short introduction, Combis CEO Goran Car pointed out that technology can do almost anything, but digital vision and motivation are extremely important, and the intent of every bank – what exactly each bank wants to achieve with the help of technology. “The goal of IT industry, as well as Combis, is to talk about important topics and also education which helps in raising awareness that through technological innovation we can positively influence society”, says Goran Car.

CNB Governor Boris Vujčić believes that Croatian citizens are open to new technologies and that customers will benefit even more in the future because banks will adapt even more to users and their needs, and this will be most evident in the digital, technological approach. “The future of banking is tied to innovation and digitalization, while keeping the focus on security and trust; these are the winning cards that will never go out of fashion”, says Boris Vujčić.

Leading people from the world of finance and IT gathered at a Combis panel ‘Discuss IT – Innovations for a Better Society’.

RBA CEO Liana Keserić started her business career in the IT sector. That is why she strongly believes that digital services must be intuitive and easy to use. “The scenario we strive for is that users immediately, when they first encounter a service, feel that they can use it comfortably and easily. If that does not happen, interest disappears, often at the expense of numerous advantages within a banking product”, says Keserić, who has a positive view of the trends of digital transformation in banking.

“Clients today expect to be able to do business with the bank from anywhere, quickly, and digitally. And we want to provide our customers with just that, offering them transparent and easy-to-understand products on attractive terms, as well as exceptional service and digital user experience”, says Roberto Bitunjac, Member of the Management Board in charge of technology and operations.

Hrvoje Prpić, a cryptocurrency expert, entrepreneur and investor, spoke about the cryptocurrency market, which he says is here to stay. “Today we can say for ourselves that we have witnessed the time the first cryptocurrencies appeared, the time which will last for hundreds or maybe thousands of years. Just as people were part of history in the late nineteenth century when paper money was introduced, today we are a part of the history when cryptocurrencies were created”, says Hrvoje Prpić who believes that we cannot forecast growth or drop for many cryptocurrencies, but we can say for sure that Bitcoin will grow in the long term.

One of the topics of the DiscussIT panel was also cyber security, about which Combis continually educates the wider public through a series of campaigns and media articles.

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Kolačići i slične tehnologije

Na našem web-mjestu upotrebljavamo kolačiće i slične tehnologije za spremanje, čitanje i obradu informacija na vašem uređaju. Na taj način poboljšavamo vaš doživljaj upotrebe, analiziramo promet web mjesta i prikazujemo sadržaj i oglase koji vas zanimaju. U tu se svrhu stvaraju korisnički profili na web-mjestima i uređajima. Navedene tehnologije također upotrebljavaju naši partneri.

Odabirom mogućnosti „Samo nužno” prihvaćate samo one kolačiće koji omogućuju pravilno funkcioniranje našeg web-mjesta. Odabirom mogućnosti „Prihvati sve” dopuštate pristupanje informacijama na svom uređaju i omogućujete društvu Combis d.o.o i njegovim partnerima da upotrebljavaju sve kolačiće u analitičke i marketinške svrhe. Vaši podaci tada mogu biti preneseni u zemlje izvan Europske unije u kojima ne možemo osigurati istu razinu zaštite podataka kao u Europskoj uniji (pogledajte članak 49. stavak 1. točku (a) Opće uredbe o zaštiti podataka). Pod „Postavke” možete odabrati sve mogućnosti i u bilo kojem trenutku promijeniti stanje svoje privole.

Više informacija možete pronaći u Pravilima o zaštiti privatnosti i na Popisu partnera.

Postavke kolačića i sličnih tehnologija

Na našem web-mjestu upotrebljavamo kolačiće i slične tehnologije za spremanje, čitanje i obradu informacija na vašem uređaju. Navedene tehnologije također upotrebljavaju naši partneri. Mi i naši partneri upotrebljavamo navedene tehnologije u analitičke i marketinške svrhe samo uz vašu privolu.

Upotrijebite gumbe pored željene mogućnosti kako biste dali ili povukli svoju privolu u bilo kojem trenutku. Ovu stranicu možete uvijek otvoriti iz podnožja na našem web-mjestu.

Dodatne informacije o privoli za prijenos podataka u zemlje izvan Europske unije 

Vaša privola također je osnova za prijenos podataka u zemlje izvan Europske unije (članak 49. stavak 1. točka (a) Opće uredbe o zaštiti podataka). Combis d.o.o. ne može jamčiti istu razinu zaštite podataka kao u Europskoj uniji. Primjerice, lokalne vlasti možda mogu pristupiti vašim podacima. Također mogu biti ograničena vaša prava koja se odnose na zaštitu podataka. Ako želite znati više, pročitajte naše informacije o obradi podataka u zemljama izvan Europske unije i pogledajte naš popis partnera.

 


Osnovna funkcionalnost web-mjesta

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Analitika društva Combis

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Pročitajte više

Kolačiće i analitičke tehnologije upotrebljavamo kako bismo bolje razumjeli kako se upotrebljava naše web-mjesto. Pomažu nam optimizirati naše digitalne usluge. Primjerice, možemo odrediti koliko ljudi posjećuje naše web-mjesto ili određenu uslugu. Također se upotrebljavaju za statističke procjene koje nam pokazuju kako ljudi upotrebljavaju naše digitalne usluge. Analiza se temelji na pseudonimiziranim podacima.

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